Travel tips



We have put together a few tips to help you balance the books on that backpacking trip:


General tips

If on a budget, keep a diary of what you spend.


Double rooms cost only slightly more than single rooms in many cases. So travel with someone else to reduce the costs.


Try to stay away from tourist areas when shopping or eating, as these tend to be more expensive.


If you own a car, offer lifts on notice boards so you can cut the costs of fuel. If you don't have a car advertise for a lift, there's always someone looking to cut costs.



Bank charges and exchange rates

Avoid changing currency at an airport. They always have the worst rates.


When exchanging currency, use cash or a debit card, not a credit card as they charge a cash withdrawal fee.


Debit card is cheap to use in the Eurozone, more expensive outside.


Withdrawing cash from credit cards outside the Eurozone can include cash withdrawal fees, handling fees and currency conversion fees.


Generally you are better off using ATMs or credit cards in the country you are in rather than using a currency exchange as you will get better rates. Find out before you leave how much your bank charges for ATM withdrawals, etc.


The general rule here is make a few large withdrawals, not lots of smaller ones.


Credit cards

If using your credit card for a purchase, always choose the local currency and not your home currency. There can be high rates on exchange.


Ideally lodge money into your credit card before you leave to avoid some interest charges from your bank.




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